What associations does the phrase “Social Security” bring up for you? A political hot potato no one wants to touch? A government program too complex to make sense? A quaint daydream or a “sure thing” that will be there for you when you need it? When it comes to Social Security, the opinions are many, but the facts are few.
But doing a little research can give you more insight and understanding than you might’ve thought possible. The issues are complex, but they aren’t beyond everyone’s reach, and this guide can help you find your way.
Let’s look at:
– how Social Security income is calculated
– how to optimize the benefits you will receive
– how your relationships – including marriages and former marriages – affect your Social Security income
– a practical guide for applying to Social Security online