Widows

Losing a spouse can make everything in your life feel unstable. It has been rated as the #1 most stressful thing anyone can go through in life. If you have recently lost a loved one, you may find yourself thinking about the following:

 

My spouse handled our finances and I can’t make sense of what’s going on now. I need someone to help me tie up all of the loose ends.

If your spouse handled the finances of your household, their passing has probably left you feeling vulnerable and uncertain. If this is you, don’t worry. You’re not alone.

We’ll work with you to get your finances organized and explain your current financial situation. We’ll meet to discuss your goals and desires so we can craft a plan you understand. We are willing and able to provide help to you, even if it is above and beyond normal financial services. If we can provide value to you, we are always happy to lend a hand.

In addition, we will work with your attorneys and any other advisors you have to get your financial and personal life back in order and on track.

Will I run out of money before I die?

First and foremost, your future depends on your financial plan. A lot of people think financial advisors are just here to help you manage your investments. In reality, that is less than half of what we do for most people. A large portion of our services revolve around building a financial plan that matches your financial situation and goals while maintaining a risk level you are comfortable with.

If your spouse died and you don’t have a financial plan, now is the time to get one. Most people don’t even have one, and they’re living day to day just hoping that they don’t run out of money. A financial plan can help alleviate that fear.

Our three priorities for people with no financial plan, in order of importance, are as follows:

○ Get a plan
○ Discover your needs
○ Minimize your vulnerability to risk

If you have a plan, you should definitely review it upon the death of your spouse. Even if you have adequate resources, they will almost definitely need a retooling to accommodate your new circumstances.

We believe the best weapon against running out of money is a plan. Just hoping for the best can have devastating consequences.

How can I stay connected?

The surviving spouse often feels a sense of overwhelming loneliness in the months or even years following their partner’s passing.

We hold multiple events every year to help our clients connect with us and each other. These events include workshops on financial topics and social events that allow us to get to know each other in a more relaxed setting and have some fun at the same time! Many of our widowed female clients especially like our women-only Valentine’s Lunch.If your spouse died and you don’t have a financial plan, now is the time to get one. Most people don’t even have one, and they’re living day to day just hoping that they don’t run out of money. A financial plan can help alleviate that fear.

Our three priorities for people with no financial plan, in order of importance, are as follows:

○ Get a plan
○ Discover your needs
○ Minimize your vulnerability to risk

If you have a plan, you should definitely review it upon the death of your spouse. Even if you have adequate resources, they will almost definitely need a retooling to accommodate your new circumstances.

We believe the best weapon against running out of money is a plan. Just hoping for the best can have devastating consequences.

Advice is free. Guidance is invaluable.

Don’t go through retirement alone.

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